Travel Insurance from Insurance Central

Travel Insurance
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UK Travel Insurance

Travel, Holiday, Ski, Backpackers Insurance and more. It's all at Insurance Central!

TRAVEL NSURANCE UK - Everything Covered

There are hundreds of different ways and things to insure, let Insurance Central do the hard work for you...

Welcome to Travel Insurance Central UK

Travel Insurance Central have sourced over 200 travel insurance companies and providers in the UK - with more providers being added every week. This saves you all the time, effort and frustration because we have done all the hard work for you! Travel Insurance Central are totally unbiased in our selections, we have even added some of our competition, that's how fair we have been! Here at Travel Insurance Central UK we are sure you can save ££££'s on your holiday cover.

Travel Insurance for Medical

Single Trip

Annual/Multi Trip

Long Stay


If you travel once or twice a year, this is the best cover for you. Most policies can be tailor made to suit your own needs and extras can be added too like golf cover if you are off abroad on a golfing holiday. Check out our reviews since we have included most of the information you need to make your choice.

Annual and multi trip travel insurance can be the most economical option if you are a frequent traveler. Annual cover is usually recommended on trips of two weeks or more. If you have a family, look at Family cover options, it could save you even more money.

Are you visiting relatives abroad for a long holiday? Long Stay travel insurance is the best option for you. Ideal if you are travelling abroad for more than 6 months and up to 12 months.

Backpackers insurance is most popular with students taking a year off to see the world. These policies are usually flexible and cover you whether it's Europe, Australia, the America's or Asia. So cover yourself against all potential problems before you go.

Travel Insurance Extras

Ski Insurance

Finance Your Holiday

Breakdown Insurance

Travel and Holiday Money

Skiing and other winter sport activities are excluded from some travel insurance policies. If you are off on a skiing holiday it will be advisable to take out an insurance policy specifically tailored to suit. Most of these policies cover ski and snow boarding equipment and also cover delays and cancellations.

At Loans UK you will find every type of loan available in the UK. They have put together every loan possible so you can finance your holiday or trip abroad. Loans UK provide you with the deals so you can borrow any amount you need.

Travel insurance for your motor! Get cover for that unexpected breakdown, both in the UK and in Europe. Breakdown Insurance can also cover your trailer and caravan. Emergency overnight accommodation can be part of the package as well as key replacement.

Arrange your Travel Money with our list of companies that specialise in foreign exchange.

Choosing the right travel insurance cover suitable for your trip can be a nightmare, we know, having visited most of the insurance websites in the uk whilst compiling this website. Travel Insurance Central have completed a product review for each insurance company covered within this website with a company review which can be viewed at:

Before you decide, here are a few travel insurance guidelines to make your choice easier!

Travel Insurance Conditions

Most Travel Insurance companies and providers have some conditions you need to confirm when applying for cover. Here are a few you may come across:

  • Are you aware of any medical condition or circumstances that could reasonably be expected to give rise to a claim ?
  • Have you suffered from any chronic or recurring serious illness during the 9 months prior to the commencement of this insurance ?
  • Have you or any person to be named on the policy, have ever been refused travel insurance or had special terms imposed ?
  • Have you or any person to be named on the policy are aware of any reason why a planned holiday will be cancelled or curtailed ?
  • Are you receiving, recovering from, or on a waiting list for, in-patient treatment in a hospital or nursing home ?
  • Are you travelling against the advice of a doctor or in order to get medical treatment abroad ?
  • Are you waiting for the results of tests or investigations for an existing medical condition ?
  • Have you been diagnosed as having a terminal illness ?

Emergency Help

  • Make sure you are provided with immediate help if you are ill or injured outside the United Kingdom or Channel Islands. Check and see if they provide a 24-hour emergency service 365 days a year and where you can contact them.
  • Make a note of the emergency phone number/fax when you depart on your trip.
  • Make sure your insurance certificate is validated before you go and make a note of the certificate number in case your policy is lost.
  • In the event of a claim, contact your insurance company as soon as possible or they may not be able to guarantee medical expenses.

Sports and hazardous activities

Please make sure that you check your cover if you are going to pursue any hazardous activities. Some activities are automatically covered without paying any additional premium, but some policies exclude any cover under it's Personal Accident and Personal Liability sections. Additional cover can usually be added to your policy later.

For Ski and Adventure Insurance please visit our special section by clicking here.

Check your cover limits for:

  • Cancellation of your trip
  • Curtailment
  • Travel Delay due to weather conditions etc
  • Missed Departure
  • Personal Baggage
  • Baggage Delay
  • Money/Documents
  • Cash limit
  • Loss of passport
  • Personal Liability


  • Legal Expenses
  • Personal Accident
  • Permanent Disability
  • Death
  • Lost of any limbs / organs
  • Medical cover
  • Hospital Sundries
  • 24-hour Medical Assistance Services
  • Hijack cover


A few Travel Tips before your trip

  • Always carry cash on your person and use Travellers Cheques or Credit Cards if possible, if cards are not required leave them in a safe place.
  • Make sure all receipts for medical treatment and other expenses are kept.
  • If your holiday is extended longer than anticipated, make sure that your travel insurance will cover you for the extended term - if not contact your provider in plenty of time for renewal.
  • In the case of theft, advise police or appropriate authority within 24 hours of discovery and obtain a written report of any loss.
  • Make sure you get a report from the airline if your property is delayed or damaged in transit.
  • Always drink bottled water and avoid ice in your drinks if you are not sure of the state of the local water supply.
  • Avoid uncooked food unless you are sure it is safe.
  • Wear a sun hat or scarf, use the appropriate clothing in the sun and use protective sun cream for your skin type and drink plenty of fluids.
  • Before you dive check that swimming pools and the sea area are deep enough for diving.
  • Do not go over your duty free allowance.

. . . . oh yes, please have a great trip / holiday . . . . from the Travel Insurance Central team!


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